Our Services
We are highly trained to deliver a proactive credit repair process.
- 24/7 online customer portal
- 100% Satisfaction Warranty
- Monthly dispute service
- Collection Harassment Analysis
- Online Customer Support
Is Credit Repair Legal?
SJD Financial Group will operate within the regulations of the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA). We won’t charge you for services we haven’t yet completed. We’ll let you know about your rights to obtain a credit report and how you can dispute inaccurate information.
You’ll receive a contract copy before you agree to the services. You can cancel your contract three days after signing it if you change your mind. SJD Financial Group won’t do things as prohibited by the CROA.
This includes asking you to create a new identity, lying about the legal credit repair services they can provide, and asking you to waive your CROA rights. A company that does these things doesn’t provide legal credit repair.
Increase Your FICO Score
To work with your debt-to-income ratio (DTI), we can suggest products to boost your credit score. Contact us for more information.